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Valentine's Day is Coming Fast!

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Here's To The New Year and The New Life

One of the choices I have made for the New Year is to make better use of this blog. I usually try to bring to the forfront news items that I think are important for people to pay more attention to that really don't seem to get enough attention from the media. I still plan on doing that, but as the title says, I am going to start using this more for everything that is going on with me, news, daily life, rants,etc. I'm thinking if I use it like that, maybe I'll get more use out of it, because I really was considering just deleting it. So here's to a New Year, new start on the blog, new start on life, etc. etc. etc.

I'm still working on tying up the loose ends of 2008. Well actually I have loose ends all the way back to 2002. One new thing for me is fighting procrastination. Another is to focus and finish what I start. Actually that's two, but they seem to go hand in hand. I'm learning some new ways on time management (which is a misnomer because what we really need to manage is us) and have adopted a new planner on line.

I get very excited and motivated this time of year. I'm still hoping to get up a membership site for all my old friends and aquaintances from Ron's farmhouse and the bars everybody spread to. I don't make it out much so it will help me reconnect as well. I'd love to know where everybody's hanging these days and what everybody's up to. It'll be 2 yrs. in April since we closed. Time sure flies!

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Staying Positive In the Midst of Doom and Gloom

No matter where you turn these days the economy is more than in a downhill slump. Between people losing their homes, their jobs and having to turn to local shelters for food, it's pretty scary. Not quite sure what to expect when Obama takes office. I know a lot of what he talked about while campaigning scared me. We had a business that made $300,000.00 (gross) a year and went broke. There's no way we could afford to pay medical for everyone and pay higher taxes like he wants to do to small business making $250,000.00 or more.


Whether the problems are caused by our own lack of education, lack of discipline, or deceptive business practices (like many of the mortgage problems), if you're in the middle of it it's not fun.

Luckily, when it comes to education there is so much free information on the internet for anyone who wants to learn almost anything.


One of the things I've learned about since wanting to learn to do business and marketing on the internet is about "Giveaways". Giveaways are where many marketers get together in one location and give all kinds of stuff away. It may be ebooks, it may be club memberships, it may be software. Some are all about marketing, but many cover other subjects like self-improvement, etc. This time of year there are a bunch of them and a lot of them have some really neat stuff like Christmas Cookie Recipe books, decorations you can print and have children color, all kinds of things.


I have put together a "debt and credit" package for one of these giveaways. There's software for figuring numbers before taking out a car loan, etc. A book on a "Debt Free Lifestyle" another one on "100 Legal Ways to Fix Your Credit", etc. If you would be interested in getting this package and maybe seeing some of the other stuff they have, you can just click on the banner below. Registration is free. In fact everything is free. LOL. You do usually have to give your name and email address to get whatever gifts you pick out, but you can always "unsubscribe" at anytime (it's the law). I hope you enjoy and find lots of useful items.

This giveaway goes to the end of December.

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Beware of The Store Gift Card For Christmas

Nothing ticks me off more than a gift card that deducts charges from the face value of the card


  1. If you use it

  2. If you don't

Either way, the store is cheating you and the person that bought you the gift card out of it's full value. This year we have something new to worry about.


For the first time in my life you have to be careful about buying a gift card (in the old days "gift certificates") for a particular store for Christmas gifts, because they may not be in business after Christmas. I first heard about this at a point where it actually registered in my brain, on the CBS news a couple of weeks ago. I hadn't really thought about it much except when I ran across the Mervyn's gift card in my purse that I have from 2 years ago. (They're going completely out of business after Christmas, in case you haven't heard).


Then as I was doing a little research found out you actually become a "creditor" of the store when they file bankruptcy because a gift card is a "loan". So you could file with the bankruptcy court to get your money back, but more often then not, those cases don't get paid because gift card holders are at the very bottom of what's usually a long list.


So if you were thinking about buying someone a gift card for Christmas, you may want to check and see how strong they are. Retailers are dropping like flies and if they don't make good Christmas numbers, you may see a lot more go under after Christmas.


Below is a partial list of stores that you need to be cautious about.


Circuit City (filed Chapter 11) Ann Taylor- 117 stores nationwide closing Lane Bryant, Fashion Bug , Catherine's to close 150 stores nationwide Eddie Bauer to close stores 27 stores and more after January Cache will close all stores Talbots closing down specialty stores J. Jill closing all stores (owned by Talbots) Pacific Sunwear (also owned by Talbots) GAP closing 85 stores Footlocker closing 140 stores more to close after January Wicks Furniture closing down Levitz closing down remaining stores Bombay closing remaining stores Zales closing down 82 stores and 105 after January Whitehall closing all stores Piercing Pagoda closing all stores Disney closing 98 stores and will close more after January Home Depot closing 15 stores, Macys to close 9 stores after January Linens and Things closing all stores Movie Galley Closing all stores Pep Boys Closing 33 stores Sprint/Nextel closing 133 stores JC Penney closing a number of stores after January Ethan Allen closing down 12 stores. Wilson Leather closing down all stores Sharper Image closing down remaining stores K B Toys closing 356 stores Lowe's to close down some stores Dillard's to close some stores Steve & Barry’s Bennigan’s Grill & Tavern


If you like to be able to shop by gift card, here is one company that is not going under. You can give a small dept. store to someone right in their home. Just click here now to get rid of all that holiday shopping stress. If you are looking for ideas, take a look at this gift guide here.

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This Time of Year Strikes Terror In the Hearts of Men

What is it that triggers the "Christmas Shopper Terror" in you? For me it's when I realize Halloween is only a few weeks away and I know once we get there, the next 4 months are just stress, a flurry of activity, then it's the New Year and we're looking at it all like a dream that lasts only a moment.

Here in my part of California it always gets dark early and rains in September. Somehow there is at least one rainy night that I'm out in it. It almost always rains for Christmas (we don't get snow) and a few days before. Even tho I have most of my shopping done (thank you Ribbon) I usually end up going out for stocking stuffers or something just a couple of days before Christmas. The feeling I get in Sept. when I'm out at night in the rain is the exact same feeling I get when I'm out doing last minute Christmas shopping at night in the rain. It's the rainy night in September that fills me with the feelings of those few days before Christmas, and that's when it hits me. The race is about to begin and the next 3 months will be the fastest of my life.

We get through Halloween pretty easy because we're in an "incorporated" area, and our side of the street has no sidewalks, not many street lights, and our house has a security light that only goes on if someone steps in the yard. Not a very inviting house on Halloween, so we don't get any kids. It's funny, most people in our neighborhood think I'm scary every day, I can't imagine why they don't show up on Halloween when that should be a "good" thing. LOL.

Now we're on our way to Thanksgiving. I bought the turkey yesterday. I'm thinking I really need to find time to clear off my dining room table so we can actually eat on it. I know that if I blink between Thanksgiving and Christmas, Christmas will be here and gone all too soon. I'm finally old enough to truly appreciate Christmas for what it's supposed to be, so I hate the fact that it's here and gone so fast. Altho I'm not as gift-oriented as I was when I was younger, my children have not taken over that perspective. LOL.

If you don't like fighting the crowds, wasting time looking for parking, never sure if you got the right gift, having to figure out what the right gift is, you might want to take a look at this. Ribbon, the Gift of Choice is the perfect answer, especially now when they're saying you can't buy gift cards to certain stores because they may file bankruptcy tomorrow. Sharper Image went under with a ton of people holding gift cards that weren't worth anything. If the above describes you, take a look here now. There's a couple you can get 5 for the price of 4, and many qualify for free shipping.

How do you feel about the holidays? (be gentle please)

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Please, Be Diligent This Halloween!

I've written a lot on here about tainted petfood, recalled candy, etc. I grew up in a time when the thing you had to watch out for was razor blades in candybars and apples. You could only eat homemade goodies if they came from your neighbors that you knew hadn't laced them with poison or drugs. While my 3 children were growing up, when they came home after trick-or-treating, we threw out all homemade goodies, threw out candy that looked like it had been wrapped and rewrapped, and anything that looked like a it could have a needle hole. Now in my grandchildren's time (if I had any) you have to watch out that the manufacturer doesn't poison you with ingredients imported from China. While big names like Cadbury and Hershey's both say none of their candy in the US contained any of the tainted products, there are still items that have been and are still being sold here. If you shop at Target, you need to watch the following video. Please have a safe Halloween.



While Melamine itself may not be quite so harmful, here is why it has been such a huge problem.

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Oh My Gosh, Not Chocolate Too!


When I first heard about the recalls on Cadbury Chocolate, the first thing I thought of was "Thank goodness I didn't buy any of those from that little kid outside of Lucky's yesterday!"

The next thing I thought was "Not chocolate too."

It seems the chocolate company Cadbury is temporarily taking certain chocolate products off the market -- but only in Asia and Australia. Thank goodness it's not here in the US.
Cadbury is withdrawing a range of its chocolate products and Choclairs -- all made at Cadbury's Beijing plant -- from the market in China, Taiwan, Hong Kong, and Australia. Cadbury states their products here are safe.

Another sweet -- White Rabbit Candy -- is being recalled because it might be tainted with melamine. QFCO Inc. of Burlingame, Calif., is recalling White Rabbit Candy, which was distributed in California, Georgia, Hawaii, Illinois, Minnesota, New York, Oregon, Texas, and Washington state. All packages have a logo of a white rabbit on the front with the words "White Rabbit." So far they haven't linked any illnesses to the White Rabbit Candy.

If you have any, you can return White Rabbit Candy to the place of purchase for a full refund. For more information on the White Rabbit Candy recall, call QFCO at 650-697-6633.

Evidently all this recalling has scared the heck out of our US manufacturers, because all of a sudden they're recalling products for incorrect labeling, which if products aren't labeled correctly, someone could have a strong allergic reaction to something in the product that they didn't know was there.

The first of these was back in April of this year when KFC Corporation voluntarily recalled its Double Chocolate Chip Cakes because they contain eggs, milk, wheat, soy ingredients and possibly traces of tree nuts, and are not individually labeled with ingredient information. They say they plan to start offering them again after they have the proper labeling on the packages.

Next came Hershey's. In September the Hershey Company started recalling 7.25-ounce plastic bottles of Hershey's Chocolate Shell Topping, which can be poured over ice cream, because it contains almonds that aren't noted on the label. If you have any of the recalled Hershey's Chocolate Shell Topping, call Hershey's consumer relations department at 800-468-1714

Last, but not least See's Candies, Inc. of San Francisco, Calif., is recalling 16-ounce bags of See's Candies Semi Sweet Chocolate Chips because the product may contain undeclared traces of milk. People who have an allergy or severe sensitivity to milk run the risk of serious or life-threatening allergic reaction if they consume these products.

The FDA is following China's melamine problem. As of Sept. 25, FDA testing of milk-based products imported into the U.S. from China hadn't turned up any melamine contamination.
The United States, meanwhile, said inspectors would expand testing for Chinese products that may contain high levels of milk or milk proteins. The Food and Drug Administration has been very concerned over Chinese infant formula brought into the United States for Chinese markets. Normally the formula is banned from import. The FDA said its investigators have not found the Chinese infant formula in question during visits to more than 1,000 stores. Those are mainly in cities with large Chinese communities, such as Los Angeles and San Francisco, California; Seattle, Washington; and New York. The FDA plans to continue such checks it said, and "has broadened its domestic and import sampling and testing of milk-derived ingredients and finished food products containing milk, such as candies, desserts, and beverages that could contain these ingredients from Chinese sources."

Chinese police have arrested 40 people in the tainted-milk scandal, including 22 announced Monday in northern China's Hebei province. Nineteen of those were managers of pastures, breeding farms and milk-purchasing stations, the Xinhua news agency reported, citing a panel investigating the case.

Authorities say they raided 41 locations in Hebei and seized 490 pounds (222 kilograms) of melamine. Melamine is commonly used in coatings and laminates, wood adhesives, fabric coatings, ceiling tiles and flame retardants.

Eighteen arrests were announced earlier. They include two brothers who face charges of selling contaminated milk. The brothers could face death if convicted, according to China Daily, a state-run newspaper. Somehow after them executing their prior head of Food Quality Control over there when all the dog food was recalled, I think I would take them pretty seriously about punishment before being a part of something like this. LOL

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